Creator & Payout Terms
1. Creator status
Creators participate independently and are not employees, agents, partners or franchisees of Lighthouse Picks. During beta, publishing a record does not appoint Lighthouse Picks to sell content or collect money on your behalf.
2. Public record integrity
Every qualifying pick must be submitted before the event, remain in the public audit trail and be settled from an approved result source. Backdating, deleting losses, self-settlement, fabricated reasoning and coordinated fake engagement are prohibited.
3. Content licence
You retain ownership of your original content and permit Lighthouse Picks to host, format, translate, display and analyse it for beta operation, safety and product improvement. You confirm that you have the rights needed to publish it.
4. Monetisation gate
Before paid access is offered, creators will receive separate final terms covering agency or marketplace status, platform commission, processor fees, VAT and invoicing treatment, refunds, chargebacks, reserves, the three-month availability delay and minimum payout threshold.
5. Enhanced payout onboarding
Before any future payout, a regulated provider may require legal name, date of birth or incorporation details, address, tax residence, TIN/VAT details, beneficial owners, identity documents, sanctions screening and a payout account held in the creator’s name.
6. Tax reporting
Creators remain responsible for local income, business-registration, social-contribution and VAT obligations. The final payout process may collect and report information required under DAC7 and comparable regimes. No tax reporting is performed from preview balances.
7. Moderation and removal
Lighthouse Picks may hide, restrict or remove beta profiles for manipulation, misleading claims, missing disclosure, security risk or repeated rule violations. Verified results and audit evidence may be retained where necessary to protect record integrity.