:root{--navy:#06264a;--ink:#071e3d;--teal:#007f7b;--gold:#ffad0a;--paper:#fffdfa;--cream:#fff5dc;--muted:#526276;--line:#dbe5ec}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:"Avenir Next",Avenir,"Segoe UI",sans-serif;line-height:1.65}a{color:var(--teal);font-weight:800}.legal-shell{display:grid;grid-template-columns:250px minmax(0,760px);gap:44px;width:min(1100px,calc(100% - 40px));margin:auto;padding:44px 0 80px}.legal-nav{position:sticky;top:90px;align-self:start;padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff}.legal-nav strong{display:block;margin-bottom:10px}.legal-nav a{display:block;padding:6px 0;text-decoration:none;font-size:.88rem}.legal-nav .warning{margin:15px 0 0;padding:10px;border-radius:9px;background:var(--cream);color:#6f5620;font-size:.75rem}.eyebrow{color:var(--teal);font-size:.75rem;font-weight:950;letter-spacing:.1em;text-transform:uppercase}h1{margin:8px 0 10px;font-size:clamp(2.6rem,6vw,4.8rem);line-height:.95;letter-spacing:-.055em}h2{margin:38px 0 9px;padding-top:8px;font-size:1.45rem;letter-spacing:-.02em}h3{margin:22px 0 5px;font-size:1.02rem}.meta,.lead{color:var(--muted)}.lead{font-size:1.05rem}.callout{margin:22px 0;padding:16px;border:1px solid #e8ca7e;border-radius:12px;background:var(--cream)}p,li{font-size:.94rem}li+li{margin-top:6px}.placeholder{padding:1px 5px;background:#fee2e2;color:#8d2929;font-weight:900}.footer-links{display:flex;flex-wrap:wrap;gap:16px;margin-top:44px;padding-top:20px;border-top:1px solid var(--line)}
@media(max-width:780px){.legal-shell{grid-template-columns:1fr;gap:22px;padding-top:26px}.legal-nav{position:static}.legal-nav div{display:flex;flex-wrap:wrap;gap:4px 14px}.legal-nav a{display:inline-block}}@media(max-width:520px){.legal-shell{width:calc(100% - 28px)}}